Bank Capital Adequacy and its Regulation

Blog Postings and Newspaper Articles on Capital Adequacy Regulation

"How Onerous are Basel III's Constraints on Bank Leverage?Adam Smith Institute blog, July 25th 2017.

 

"Are Bank Capital Requirements Really Ten Times Higher than Before the Crisis?" Adam Smith Institute blog, July 13th 2017. 

 

"Banks need to disclose genuinely available capital." (Natasha Landell-Mills, Kieran Quinn, Eric Tracey, Martin White, Robert Talbut, Frank Curtiss, Kevin Dowd and Stella Fearnley) Financial Times July 8th 2017.

 

"The Fiction of the 'Great Capital Rebuild'." Adam Smith Institute blog, July 6th 2017.

 

"The Average Leverage Ratio Across the UK Banking System: 2007 vs Now." Adam Smith Institute blog, June 3rd 2016.

 

"Two Cheers for the Leverage Ratio." Alt-M, May 12th 2016.

 

"Do Market Failures Justify Capital Adequacy Regulation?Alt-M, April 19th 2016.

 

Articles on Capital Adequacy Regulation

 

Capital Inadequacies: The Dismal Failure of the Basel System of Bank Capital Regulation.” (K. Dowd, M. Hutchinson, S. Ashby and J. Hinchliffe) Cato Institute Policy Analysis No. 681, July 29, 2011.

The Failure of Capital Adequacy Regulation”. Pp. 73-80 in P. Booth (ed) Verdict on the Crash, London: Institute of Economic Affairs, April 2009.

It’s Time to Abolish Risk-Based Regulation.” Insurance Risk and Capital, December 19, 2008.

Assessing the Pre-Commitment Approach to Bank Capital Regulation.” Journal of Risk Finance, Vol. 3, No. 4 (Summer 2002), pages 35-40.

Bank Capital Adequacy versus Deposit Insurance.”  Journal of Financial Services Research, Vol. 17, No. 1, February 2000, pp. 7-15.

Does Asymmetric Information Justify Bank Capital Adequacy Regulation?”  Cato Journal, Vol. 19, No. 1, Spring-Summer 1999, pp. 39-41. 

The Regulation of Bank Capital Adequacy.” Advances in Austrian Economics, Vol. 4, 1997, pp. 95-110.